Gratuity After 5 Years in the UAE

Five years is a milestone in the gratuity formula: it is the last year at the 21-day rate, and the point after which each additional year earns the higher 30-day rate. This guide shows the five-year figure and how to plan your end of service.

Last reviewed: 19 June 2026

How much you get after 5 years

Five completed years earn 105 days of basic wage — 21 days for each of the five years. The daily wage is your basic salary divided by 30.

5-year gratuity = (basic salary ÷ 30) × 21 × 5 = (basic ÷ 30) × 105

Where the 30-day rate begins

A common misconception is that hitting five years switches the whole calculation to 30 days. It does not. All five years are at 21 days; the 30-day rate applies only to years beyond five. So at exactly five years you are still entirely on the 21-day rate — the higher rate starts to add up from year six.

Worked example

An employee with a basic salary of AED 10,000 who completes 5 years:

Example

AED 10,000 basic · 5 years
Daily wage (10,000 ÷ 30)AED 333.33
5 years × 21 days105 days
Calculation333.33 × 105
AED 35,000
Estimated gratuity

Long-service comparison

How the same AED 10,000 basic salary grows with service, showing where the 30-day rate kicks in:

ServiceDays countedGratuity (basic AED 10,000)
5 years105 days (21 × 5)AED 35,000
6 years135 days (105 + 30)AED 45,000
7 years165 days (105 + 60)AED 55,000
8 years195 days (105 + 90)AED 65,000

End-of-service planning

  • If you are close to five years, remember the extra value of the 30-day rate only starts in year six.
  • Confirm your exact joining and last-working dates — a few days can shift a part-year.
  • Keep your basic salary documented; allowances do not count.
  • Factor in notice period timing for your last day — see the notice period guide.

Settlement expectations

At five years your gratuity is usually the largest line in your final settlement, which also includes unpaid salary and encashment of unused annual leave, minus lawful deductions.

Estimate your five-year gratuity

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Frequently asked questions

Five years earns 105 days of basic wage (21 days per year). That is your basic salary ÷ 30, multiplied by 105. On AED 10,000 basic, about AED 35,000.
The first five years are at 21 days per year. The 30-day rate applies to each year beyond five, so it affects year six onward, not the first five years.
No. Under the current standard formula, resignation does not reduce your gratuity at any length of service beyond the one-year minimum.
Your final settlement typically combines the five-year gratuity with any unpaid salary and encashment of unused annual leave, minus lawful deductions.

Official sources & further reading

Confirm details with the UAE Government portal (u.ae) and MOHRE. On this site, see gratuity after 3 years, gratuity after 10 years, and the gratuity guide.

ℹ️This page is general information, not legal advice, and Gratuity Calculator UAE is not affiliated with MOHRE or any UAE government authority.

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